Players in the FinTech scene tend to fit into one of two groups. On the one hand, there are challenger banks like Monese, N26, and Revolut, who focus on mass markets and reaching large numbers...

If you’re thinking about building a FinTech product, you probably know that it’s going to be an uphill battle. The financial services industry is one of the most highly regulated—and competitive—in the world. There are...

Change, challenge, and opportunity Over the past few years, disruption has completely transformed the financial services industry. Not only have a slew of new players and practices posed a powerful challenge to incumbents, but a...

Innovation is here to stay: five sectors most likely to change in the next five years FinTech is here to stay. As we saw in our last article FinTech disruption (Part 1): overview and outlooks, mobility and...

New players, new rules Until very recently, the world of financial services was a relatively stable one. A number of major banks and institutions occupied dominant positions in the market, protected by a combination of economic...

Simply put, “Open Banking” means that banks must let you share your financial data, such as your spending habits, regular payments and companies you use (your bank, credit card or savings statements) with other authorised...

To start with — FinTech is not a new thing. In some form or another, financial companies have always used technology to conduct their business. What has changed, however, due to technological innovation, is that the financial...